Investment Apps
Roth IRA vs Traditional IRA: Which is Better in 2026?
1 min readBy Editorial Team
Last updated:Published:
Roth or Traditional IRA? We compare taxes, contribution limits, and withdrawal rules to help you decide.
Roth IRA vs Traditional IRA: The Complete Comparison
Both are powerful retirement accounts, but which is right for you?
Key Differences
Roth IRA:
- Contribute after-tax dollars
- Tax-free withdrawals in retirement
- No required minimum distributions (RMDs)
Traditional IRA:
- Tax deduction on contributions
- Taxed on withdrawals
- RMDs starting at age 73
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