Can I roll over a 401k to an IRA?
Yes — when you leave an employer, you can roll your 401k into a Traditional IRA (for pre-tax funds) or a Roth IRA (triggering taxes on the conversion). A direct rollover goes straight from the old plan to the new IRA with no taxes withheld. A 60-day indirect rollover gives you the check directly but requires redepositing the full amount within 60 days to avoid taxes and penalties.