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Roth IRA vs Traditional IRA: Which is Better in 2026?

Roth or Traditional IRA? We compare taxes, contribution limits, and withdrawal rules to help you decide.

1 min read

Roth IRA vs Traditional IRA: The Complete Comparison

Both are powerful retirement accounts, but which is right for you?

Key Differences

Roth IRA:

  • Contribute after-tax dollars
  • Tax-free withdrawals in retirement
  • No required minimum distributions (RMDs)

Traditional IRA:

  • Tax deduction on contributions
  • Taxed on withdrawals
  • RMDs starting at age 73

[Content continues with detailed comparison...]

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